Abstract:
To analyze the liquidity position and profitability of the selected urban co-operative banks. There is no significant difference in working capital turnover ratio of Urban Co-operative Banks under study. The present study is based on secondary data taken from published annual reports of Urban Co-operative Banks have been collected from the Registered and Corporate offices of respective banks. The present study is made for ten years from 2003-2004 to 2012-13. For the present study, Ratio analysis, ANOVAs, Mean, and Standard deviation has been used for analysis of the liquidity of the Urban Co-operative banks. The urban co-operative banks are established to serve the poor people through the primary co-operative banks in their jurisdiction. The urban co-operative banks also perform their duties successfully to the customers in their areas. The management of liquidity of the urban co-operative banks has grown steadily throughout the study periods. Among the liquidity funds, owned funds are less than the borrowed funds.
Author Name : N. Anitha & Dr.M.Karthikeyan
Keywords: Liquidity Management, Urban, Namakkal, Co-operative Bank.
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